Bonds have worked so well for so long that it can be hard to picture your portfolio without them. Yet, following the worst year for global bond markets in decades, there are real anxieties over their prospects going forward. The biggest threat they face is inflation. As prices rise, they erode the value of [...]
Investors can often get caught up in financial market drama, making it increasingly difficult to maintain a balanced portfolio. This article looks at the importance of balance and why we think regular rebalancing is key. Please note that when we’re talking about a “balanced” portfolio in this article, it’s not to be confused with [...]
When you hear "risk" related to your finances, how does it make you feel? Do you see an opportunity for great returns? Do you imagine the "thrill" of investing? Do you become worried that you’ll be left with nothing? Do you believe that risk is just an essential part of the investing process? To [...]
In May 2022 UK inflation reached its highest level in 40 years. Inflation has risen almost every month since August 2020 and this is not going away imminently, with the Bank of England forecasting that CPI inflation will rise to 11% by October 2022. The same story is true across much of the developed [...]
As markets unravelled, there were few places for investors to hide. As coronavirus spread and war persisted in Ukraine, equity markets sold off indiscriminately, causing many panicked investors to sell riskier assets in exchange for cash. During times of crisis, many investors who’ve worked their whole lives saving for retirement start thinking about what [...]
Investors are often attracted to commercial property funds, but the asset class comes with its fair share of risks. In this article, we evaluate some of the advantages and disadvantages of investment in commercial property. Types Of Commercial Property Funds There are two key types of commercial property funds: direct and indirect property funds. [...]
In recent years, ESG and ethical investing have moved from niche strategies to a mainstream part of investing. But what’s the difference between ESG and ethical investing? Is it all the same thing called by different names or is each one a different thing? What’s ESG all about? ESG describes three key factors used [...]
Inflation affects all aspects of the economy, from consumer spending, business investment and employment rates to government programs, tax policies, and interest rates. Understanding inflation is crucial to investing because it can reduce the value of investment returns. With inflation rising recently after several years of relative calm to its highest level in four [...]
Sustainable investing is important because it can help contribute to a better world. Investors can put their capital to work in a way that positively influences society so that we move towards a more sustainable future. It is clear that we are facing huge challenges in the area of climate change [...]
Investing for the future has taken on new meaning in this world of climate emergency, the Covid-19 pandemic, and our growing awareness of how our actions might affect current and future generations. Environmental, social and governance (ESG) concerns now underpin many investment strategies, with the goal of minimising harm to the world and its [...]
