If you are an individual investor, or if you have ever met with a financial adviser, I am sure you are aware of the concept of volatility, the tendency of investments to move up and down quickly. It's likely that you've heard of it in a negative way, as something to be avoided. The [...]
It’s become almost a trend in recent years to condemn the 60/40 portfolio, which invests 60% in stocks and 40% in bonds. And with good reason. Thanks to an absurdly low interest rate environment, it didn’t offer the same diversification benefits one would expect in a more reasonable world. Yet investors need to recognise [...]
With top-paying savings accounts in the UK now paying around 4% interest, and with cash rates for one-year fixed term accounts going as high as 5%, many consumers are now wondering whether they should simply hold onto their cash savings rather than investing. To help clients with this tricky issue, we have looked to [...]
Commercial properties include such spaces as offices, industrial buildings, shopping malls, warehouses, retail parks, hotels, cinemas, and logistics buildings. Investing in commercial property can usually be considered as being a good diversifier in client portfolios. One way investors can access this asset class is through buying open-ended property funds, which look [...]
Investing for the long term gives your money the greatest chance of growing in value. But this means keeping calm during periods of significant stock market volatility – and remembering that, as history shows, markets typically recover. Here are three reasons why investing over the long term is the wisest strategy. [...]
